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Applying for Credit
(Separate Website)
You should know what factors creditors think are important in deciding whether you are creditworthy. You should also know what factors they cannot legally consider in their decisions.
Are You Being Harassed By Your Creditor?
Your rights under the Federal Fair Debt Collection Practices Act
By: Mississippi Center for Legal Services
Building A Good Credit History
(Separate Website)
Establishing and maintaining a good credit record goes a long way in attaining future credit or
loan approvals. This article provides useful information in maintaining good credit.
By: The Mississippi Bar
Consumer Information from FDIC
(Separate Website)
The Fair Credit Billing Act (FCBA) and Electronic Fund Transfers Act (EFTA) establishes procedures for resolving mistakes on credit and bank account statements.
Consumer Law: Federal Credit Law FAQ
(Separate Website)
By: Lawyers.com
Correcting Credit Mistakes
(Separate Website)
Maintaining a good credit history includes preventing wrong information from appearing on your accounts. Keeping good records and monitoring your accounts will help catch mistakes when they happen. Learn how to monitor your credit report and correct errors.
By: Federal Trade Commission
Credit and Your Consumer Rights
(Separate Website)
The Federal Trade Commission (FTC) enforces credit laws that protect your right to obtain, use, and maintain credit. The credit laws protect your rights to fair and equal opportunity to receive credit and to resolve disputes over credit errors.
Credit Card Loss Protection Offers: They're the Real Steal
(Separate Website)
This site discusses credit card loss protection offers.
Credit Histories and Records
(Separate Website)
This document discusses several ways you can begin to build a good credit history.
Credit Repair: Self-Help May Be Best
(Separate Website)
This site discusses offers to repair your credit. It gives tips on self-help.
Credit Reports
(Separate Website)
If you've ever applied for a charge account, a personal loan, insurance, or a job, there's a file
about you. Learn how to find out what is in
your credit report.
By: Federal Trade Commission
Debt Management Plans
A must-do list for people on debt management plans
By: Federal Trade Commission
Filing a Credit Complaint
(Separate Website)
How to File a Complaint About a Bank
(Separate Website)
If you have a complaint about a bank or other financial institution, the Federal Reserve System might be able to help you. Read this first.
Identity Theft: If You're a Victim
(Separate Website)
This site provides steps to follow if you are a victim of identity theft.
Replacing Lost or Stolen Documents after Disaster
(Separate Website)
By: uscis.gov
Solving Consumer Problems
(Separate Website)
This site by The Federal Trade Commission suggests simple strategies for resolving a problem you may have with a product or service.
The Cost of Credit
(Separate Website)
There are strings attached to credit. It costs something. Of course, what is borrowed must be paid back. Learn what costs are included in a credit transaction.
The Credit Card You Pick Can Save You Money
(Separate Website)
This site discusses the importance of comparison-shopping.
Understanding Consumer Credit
(Separate Website)
Whether purchasing a car, a television, or a restaurant meal, Americans often use credit to help
pay for goods or services. Understanding the types of credit and their costs can help you
use credit wisely.
By: The Mississippi Bar