Credit Reports and Credit Access

Client Legal Education Materials

• Are You Being Harassed By Your Creditor? doc

  Your rights under the Federal Fair Debt Collection Practices Act Content Detail

  By:

  Mississippi Center for Legal Services

• Building A Good Credit History

  Establishing and maintaining a good credit record goes a long way in attaining future credit or loan approvals. This article provides useful information in maintaining good credit. Content Detail

  By:

  The Mississippi Bar

• Consumer Information from FDIC

  The Fair Credit Billing Act (FCBA) and Electronic Fund Transfers Act (EFTA) establishes procedures for resolving mistakes on credit and bank account statements. Content Detail

• Consumer Law: Federal Credit Law FAQ

  Content Detail

  By:

  Lawyers.com

• Correcting Credit Mistakes

  Maintaining a good credit history includes preventing wrong information from appearing on your accounts. Keeping good records and monitoring your accounts will help catch mistakes when they happen. Learn how to monitor your credit report and correct errors. Content Detail

  By:

  Federal Trade Commission

• Credit and Your Consumer Rights

  The Federal Trade Commission (FTC) enforces credit laws that protect your right to obtain, use, and maintain credit. The credit laws protect your rights to fair and equal opportunity to receive credit and to resolve disputes over credit errors. Content Detail

• Credit Card Loss Protection Offers: They're the Real Steal

  This site discusses credit card loss protection offers. Content Detail

• Credit Repair: Self-Help May Be Best

  This site discusses offers to repair your credit. It gives tips on self-help. Content Detail

• Credit Reports

  If you've ever applied for a charge account, a personal loan, insurance, or a job, there's a file about you. Learn how to find out what is in your credit report. Content Detail

  By:

  Federal Trade Commission

• How to File a Complaint About a Bank

  If you have a complaint about a bank or other financial institution, the Federal Reserve System might be able to help you. Read this first. Content Detail

• Solving Consumer Problems

  This site by The Federal Trade Commission suggests simple strategies for resolving a problem you may have with a product or service. Content Detail

• The Credit Card You Pick Can Save You Money

  This site discusses the importance of comparison-shopping. Content Detail

• Understanding Consumer Credit

  Whether purchasing a car, a television, or a restaurant meal, Americans often use credit to help pay for goods or services. Understanding the types of credit and their costs can help you use credit wisely. Content Detail

  By:

  The Mississippi Bar

• Using Revolving Credit

  This site explains the pros and cons of using credit cards. You, however, should be aware of the costs of this form of credit. Content Detail

  By:

  The Mississippi Bar

• Your Rights in Applying for Credit

  Having credit enables a person to buy a good or service now and pay for it later. When applying for credit accounts or loans, you need to know your rights. Content Detail

  By:

  The Mississippi Bar