Alternatives to Bankruptcy
Bankruptcy is the final financial safety net for consumers and businesses. Learn what alternatives there are to bankruptcy.
Chapter 13 Bankruptcy Allows Repayment Over Period of Time
When a person faces bankruptcy because of personal debts, the two main options are Chapter 7 and Chapter 13.
Chapter 7 Bankruptcy Requires Liquidation of Assets to Settle Debt
Sometimes people accumulate personal debts beyond their ability to pay. The U.S. Bankruptcy Code has two methods for individuals to settle their debts, Chapter 7 and Chapter 13.
Chapter 13 Individual Debt Adjustment
Information explaining Chapter 13 Bankruptcy and the effects
HUD Approved Housing Counseling Agencies
Listing of Mississippi Counseling Agencies approved by HUD.
Making Home Affordable-Refinancing and Modification Initiatives
Explains the 2009 Stimulus package provisions regarding refinancing and modification of home mortgages.
Personal Bankruptcy and Student Loans
Student loan repayment obligations usually begin six to nine months after you leave school. If you can't find work, the payments might be more than you can handle. Filing for bankruptcy might not make the debt go away.
U. S. Bankruptcy Court for the Northern District of Mississippi
Home page of Bankruptcy site for the Northern District of MS includes forms, opinions, and notices